Laurel Oak Wealth Management, LLC

July 2025 – v1

Who

WHAT DOES LAUREL OAK WEALTH MANAGEMENT, LLC, DO WITH YOUR

FINANCIAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives

consumers the right to limit some but not all sharing. Federal law also requires us to tell you

how we collect, share, and protect your personal information. Please read this notice

carefully to understand what we do.

What?

The types of personal information we collect, and share depend on the product or service you have

with us. This information can include:

Social Security number and income

▪ Account balances and assets

▪ Transaction history

▪ Credit history and credit scores

How?

All financial companies need to share customers’ personal information to run their everyday

business. The section below lists the reasons financial companies can share their customers’

personal information, the reasons Laurel Oak Wealth Management, LLC, chooses to share, and

whether you can limit this sharing.

Reasons we can share your personal information

Do We

share?

Can You Limit this

Sharing?

For our everyday business purposes –

such as processing your transactions, maintaining your account(s),

responding to court orders and legal investigations, or reporting to

credit bureaus.

Yes

For our marketing purposes –

To offer our products and services to you. We will never sell or

share your personal information with 3

parties for marketing

purposes. This includes email, SMS, and any other form of

communication.

SMS opt-in or phone numbers are not being shared for the

purpose of SMS.

By opting into SMS from a web form or other medium, you are

agreeing to receive SMS messages from Laurel Oak Wealth

Management, LLC. This includes SMS messages for appointment

scheduling, appointment reminders, post-visit instructions, and

other general messages. Message frequency varies. Message and

data rates may apply. See privacy policy at

http://laureloakwealth.com. Message HELP for help. Reply STOP

to any message to opt out at any time.

Yes

For joint marketing with other financial companies

Not Applicable

For our affiliates’ everyday business purposes –

Information about your transactions and experiences.

Yes

For our affiliates’ everyday business purposes –

Information about your creditworthiness.

Not Applicable

For our affiliates to market to you

Not Applicable

For nonaffiliates to market to you

Not Applicable

Who we are

Who is providing this notice?

Laurel Oak Wealth Management, LLC

July 2025 – v1

What we do

How does Laurel Oak Wealth Management,

LLC, protect my personal information?

To protect your personal information from unauthorized access and use,

we use security measures that comply with federal law. These measures

include computer safeguards and secured files and buildings.

How does Laurel Oak Wealth Management,

LLC, collect my personal information?

We collect your personal information, for example, when you:

Open an account

▪ Deposit money

▪ Seek advice about your investments

▪ Enter into an investment advisory contract

▪ Tell us about your investment or retirement portfolio or earnings

We also collect your personal information from other companies.

Definitions

Affiliates

Companies are related by common ownership and control. They can be

financial or nonfinancial companies.

▪ We may share information with our affiliates for our everyday

business purposes, including information about your transactions

and experiences.

Nonaffiliates

Companies not related by common ownership and control. They can be

financial or nonfinancial companies.

▪ We do not share with nonaffiliates so that they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that

together market financial products or services to you.

▪ We do not jointly market.

Other important information

SMS Terms & Conditions

1- SMS Consent Communication: The information (Phone Numbers) obtained as part of the SMS consent process will not be shared with third

parties for marketing purposes.

2- Types of SMS Communications: If you have consented to receive text messages from Laurel Oak Wealth Management, LLC, you may receive

messages related to the following:

• Appointment reminders

• Follow-up messages

• Billing inquiries

Example: "Hello, this is a friendly reminder of your upcoming appointment with your advisor at our office on 4/3/25 at Noon EST. You can reply

STOP to opt out of SMS messaging from Laurel Oak Wealth Management, LLC, at any time."

3- Message Frequency: Message frequency may vary depending on the type of communication. For example, you may receive up to 5 SMS

messages per week related to your account.

4- Potential Fees for SMS Messaging: Please note that standard message and data rates may apply, depending on your carrier’s pricing plan.

These fees may vary if the message is sent domestically or internationally.

5- Opt-In Method: You may opt in to receive SMS messages from Laurel Oak Wealth Management, LLC, in the following ways: By submitting an

online form.

6- Opt-Out Method:

You can opt out of receiving SMS messages at any time. To do so, simply reply "STOP" to any SMS message you receive. Alternatively, you can

7- Help: If you are experiencing any issues, you can reply with the keyword HELP. You can also get help directly from us at

http://laureloakwealth.com.

Additional Options:

• If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

8- Standard Messaging Disclosures:

• Message and data rates may apply.

• You can opt out at any time by texting "STOP."

• For assistance, text "HELP" or visit our Privacy Policy & Terms and Conditions page.

• Message frequency may vary.

Questions?

Call us at 856-797-0200 or visit our website at http://laureloakwealth.com.